Travel Insurance - Travel Medical and Trip Cancellation 

 

Whether you are traveling Internationally for business or pleasure you need medical insurance that responds to your special needs.  A medical emergency my require an evacuation, a sudden illness might necessitate immediate attention by a qualified doctor, or your luggage with personal items may be lost.  Travel Insurance can make your international travels safer, more productive, and enjoyable.

 

Most travelers assume they will be covered by their stanard medical plan.  The truth is, while traditional plans may offer adequate domestic coverage, they are not designed for international travel.  Without even realizing it, you may be putting your health - and that of your family - at risk.

 

Some common Benefits of Travel Medical include:

 

• Hospital & Major Medical Benefits with deductibles as low as $0

• Medical Benefits for Seniors on Medicare - Medicare does not provide coverage outside the US

• Emergency Medical Evacuation

• Return of Minor Children

• Emergency Reunion

• Repatriation of Mortal Remains

• Poitical Evacuation

• Terrorism

• Accidental Death & Dismemberment

• Trip Interruption

• Lost Checked Luggage

• Sudden & Unexpected recurrance of a Pre-Existing Condition

• Sports and Activities Coverage

• Toll Free 24/7 assistance when in need

 

Trip Cancellation coverage protects your traveling investment against unforseen cancellation or interruption.  Coverage provided for events beyond your control that force you to cancel or interrupt a trip, whether for leisure or business.  Medical coverage with Emergency Medical Transportation along with valuable baggage protection and 24-hour assistance included at no additional cost.

 

Some common Benefits of Trip Cancellation include:

 

• Trip cancellation  Cancellation for any reason available on many plans for additional fee)

• Trip interruption

• Trip Delay & Missed Connections

• Baggage Loss or delay

• Medical Expenses

• Emergency Evacuations

• Repatriation of Mortal Remains

 

Trip Cancellation plans are usually sold for a 30 day period and the main focus is to protect the financial investment of non refundable deposits on trips.  The Medical benefits are usually smaller amounts, which can be upgraded to higher limits for additional fees.  The Pre-existing  medical condition exclusion may be waived if the insurance is puurchased within a specific time period.  Often times withi 15 days of the initial trip deposit. 

 

The overall costs of  Travel Medical or Trip Cancellation are minimal compared to the potential benefits.  A medical Evacuation could cost any where from $20,000 to $100,000.  The Carrier's international assistance could be your Life-Line in an emergency situation!