Loss of Income Caused by

Critical Illness

Could you and your family use a check for $250,000 or monthly checks for up to $5,000 each month should a critical illness strike a member of the family?

Every day almost 10,000 Americans suffer heart attacks, strokes or are diagnosed with life threatening cancer.  These three conditions account for about three-fourths of all critical illnesses.  Victims learn first hand how uncovered expenses undermine their finances, and jeopardize their ability to keep up with monthly financial obligations.

Americans under age 65 are twice as likely to survive a critical illness as they are to die.  Even with health insurance, the uncovered expenses of a critical illness can spell financial disaster.  Roughly one-half of all home foreclosures result from a critical illness.

Critical Illness Insurance offers the ability to pay a lot of money over a short period of time when you will need it the most.  Benefits: can be structured to pay 100% of monthly income for 12-24-36 months, 100%-115% of your mortgage payment for 12-24-36 months or a lump sum benefit upon the diagnosis or procedure listed below.  These benefits are paid in addition to any other Disability Insurance Benefits you are eligible to receive from work or private insurance policies. 

These conditions are typically considered Critical Illness:

Life Threatening Cancer Heart Attack

Stroke                                     

Renal (Kidney) Failure

Major Organ Transplant           

Paraplegia

Major Burns                            

Coma

Coronary Bypass Surgery(*)            Angioplasty(*)     (*Limited Benefit)

Loss of Sight, Hearing, or Speech

The information above is general in nature.  For details on a specific company and its products you may request a quote.  Products and their availability vary by state.  Policy underwriting limits, waiting periods and restrictions may apply.  

Click here to request a quote